Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Online security is a real concern in today's world. Our online banking services utilize 128 bit encryption, which assists in preventing unauthorized access. When you sign up for the service, you will be provided with a user identification number and a temporary password, which you should change to a secure password known only to you. As an added security measure you will be prompted to change your password every 90 days, however, you can change your password as often as you wish. In addition, repeated failed attempts will lock the service, and you must contact CSB to reactivate the service.
Important Account Information - for our customers. (Terms and conditions, Electronic Transfers, Funds Availability, and Truth in Savings)- updated 10/11.
Update as of 11/30/11 FOR TOTAL ACCESS CUSTOMERS:
Please note the updated qualification requirements and benefits are as follows:
*The bonus APY paid on all amounts $25,000 and above each qualification cycle the minimum requirements (12 CSB Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically, log on to CSB Online Banking) are met. Debit card purchases and ACH transactions must post and clear to your account during the qualification cycle ending one banking day prior to the last day of the month. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.15% APY however, it will not receive a refund of ATM fees charged by others during that time period. We may change the interest rate and APY at any time. No minimum balance required to maintain the account. Minimum deposit of $10 required to open the account. Available to Personal
18/65 ACCOUNT Truth-In-Savings Disclosure
Online Banking/Bill Payment & Presentment Disclosure
Fee Schedule - effective October 1, 2011
Electronic Disclosure Statement and Cardholder Agreement
Check 21 and Substitute Checks
Corporate Governance: Policy on Excessive or Luxury Expenditures
