Bank Services - Clinton Savings Bank Bank Services - Clinton Savings Bank

Personal Banking - Deposit Rates  

Term Certificates* - Regular & IRA

Effective April 1, 2014

All personal banking rates are subject to change without notice.

CD/IRA Special, earn additional 0.25% APY++

TermMinimum Opening BalanceMinimum Balance to Obtain APYAnnual Percentage Yield (APY)Interest Rate

*All personal banking rates are subject to change without notice. Early withdrawal penalties will be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for at least one year. A withdrawal will reduce earnings. Fees could reduce earnings on these personal banking accounts. Fixed Rate Certificate of Deposit rates are guaranteed for the length of the term.


++ APY (Annual Percentage Yield) is for consumer promotional rate CD/IRA. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Term must be 12 months or greater. Minimum deposit of $500 required to open CD/IRA and receive the additional 0.25% APY for this promotion. A consumer checking account (excluding money market checking) with a recurring direct deposit is required to receive the promotional APY. Customers need to set up a recurring direct deposit to a checking account within 45 calendar days of opening CD/IRA. If you do not meet these requirements, your account will earn the non-promotional APY in effect at the time of opening. At maturity, the CD/IRA will revert to the non-promotional APY at that time. Early withdrawal penalties may apply. Checking fees may apply. Fees may reduce earnings. Offer may be withdrawn at anytime. Not to be combined with any additional promotional offer. Maximum $500,000 per account holder. For more information, please call 888-744-4272(4CSB).

Tiered Money Market Rates**

Effective April 1, 2014

All personal banking rates are subject to change without notice.

TierMinimum Opening BalanceMinimum Balance to Obtain APYAnnual Percentage Yield (APY)Interest Rate

Checking & Savings Rates**

Effective April 1, 2014

All personal banking rates are subject to change without notice.

ProductMinimum Opening BalanceMinimum Balance to Obtain APYAnnual Percentage Yield (APY)Interest Rate

 
**Variable rate product; rates are subject to change at any time after opening. Fees could reduce earnings on these accounts
 
***The 1.00% Annual Percentage Yield (APY) is paid on balances between $0.00 and $24,999.99, and .10% APY paid on all amounts $25,000 and above each qualification cycle the minimum requirements (12 CSB Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically, log on to CSB Internet Banking) are met.  Debit card purchases must post to your account during the qualification cycle ending one banking day prior to the last day of the month.  If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.02% APY however, it will not receive a refund of ATM fees charged by others during that time period.  We may change the interest rate and APY at any time.  Current rate effective 6/3/13.  No minimum balance required to maintain the account.  Minimum deposit of $100 required to open the account.  Available to Personal Accounts only.  No monthly service charge.  ATM fee refunds of up to a maximum of $12 per qualification cycle if requirements are met.   Balances calculated using the Daily Balance method and interest compounded monthly.  Fees may reduce earnings. 


All CSB interest-bearing checking accounts pay interest based on your daily collected balance, compounded daily and paid monthly.

For more information on our personal banking rates and services, please refer to our current Schedule of Fees and Truth-In-Savings Disclosure.

Don't forget  - we offer incredibly competitive loan rates to meet your needs as well.

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