Personal Savings Accounts, CDs, IRAs
At CSB, you can put your money to work for you with one of our personal savings account plans. Choose an account where you will have immediate access to your funds, or choose a plan to help build for your future.
25-Month IRA CD Special - 1.35% APY*
* Annual Percentage Yield (APY) is 1.35% for 25 month IRA CD. APY effective as of 1/27/12; rate is subject to change without notice. Offer may be withdrawn at anytime. The minimum balance required to open this CD and obtain the quoted APY rate is $500. Early withdrawal penalties may apply. For more information, please call 978-365-3700.
Don't let your child miss out on a healthy financial future. It's easy to start an account - stop by one of our convenient branch locations or contact the following local schools:
Our "Get Real" program helps students manage their current finances. It prepares young adults for their future financial lives and gives parents the tools to assist their sons and daughters while they are away at college.
With our passbook savings account you will have a convenient up to date record of each transaction so you can watch your savings grow.
Enjoy the convenience of 24-hour account access with our statement savings account via ATM, Internet Banking and our Bank-by-Phone system. You will receive an easy to read monthly statement of your personal savings account activity.
The hybrid of all accounts, our tiered Money Market account earns a competitive interest rate while providing limited check writing capabilities. The greater your balance, the higher dividends you earn. This personal savings account offers the convenience of 24-hour account access via ATM & Online Banking.
Are you saving money for a special event such as a vacation, the holidays or maybe a wedding? With our "Save 4" account you can choose the month the funds are distributed to you. (February, April, June, August, November)
When you choose to open a CSB certificate, you can lock in high rates, maximizing your return with a low minimum balance. You can choose terms from 3 to 60 months. Don't forget to ask about our CD specials that may be available to you.
A Retirement Account is an excellent way to preserve the lifestyle you enjoy prior to retirement. We also offer IRA certificates, SEP, Roth, and Coverdell Education Savings. Plus, you may be eligible for tax advantages. (Consult a financial or tax advisor regarding your individual situation.)
Why wait to start saving? Open an account today!
All CSB personal savings accounts pay interest based on your daily collected balance, compounded daily and paid monthly. For our current deposit rates, see our rate page.
* Account is limited to six transfers per statement cycle to another account or to third parties by preauthorized, automatic, telephone, or computer transfer with no transfers by check, draft, debit card, or similar order.
**Account is limited to six transfers per statement cycle to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order.
