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eXPERIENCE more in life with an Online Savings Account

Looking for an online account with a competitive rate, convenient access to your account and a full range of other banking products that online banks may not be able to offer - which means your checking account may be separate from your savings account. While your eXPERIENCE Account transactions must be done online, you still have full access to our Relationship Managers and physical locations. You can receive answers and guidance regarding your online savings account and all of our other products at six branches throughout central Massachusetts.

Do more: Wherever you are in Massachusetts, online banking lets you accomplish more with your account. You can manage your account, transfer money and receive eStatements from the convenience and comfort of your device.

Help more: Banking online is beneficial to you and the environment. With less paper usage and fewer trips to a physical bank, you can take steps toward making our world a happier, healthier place to live.

When you choose Clinton Savings Bank, you get an experience you can bank ontm. It's our goal to give you access to reliable banking options that can accommodate your individual needs.

Key Features

  • $100 Minimum to Open
  • Free eStatements2
  • Competitive Interest

The benefits of our online savings account include:

  • High yielding1: Interest will compound daily and will be credited on the last day of every month. We offer competitive interest rates if you maintain $10 or more in your account each day.
  • Easy to open: Our account opening process is entirely virtual. As long as you're a Massachusetts resident, you can apply online anytime with just a minimum deposit of $100.
  • Convenient, fast account management: 24/7 account access is available through online banking, text banking and our mobile app. Manage your account anywhere through Mobile Banking with Mobile Deposit. Please remember that while we'd love to see you at one of our branches, this account is designed for online transactions only. 
  • Six free transfers per month2: You can transfer funds from your online savings account for free six times a month. $10 fee per transaction in excess thereafter
  • Access over 55,000 surcharge-free3 ATMs:  You'll have cash ready anywhere you go, thanks to the Allpoint® Network. Use the Allpoint online locator or the mobile app to find the ATM closest to you.
  • Free eStatements4: Protecting your identity is a priority. Get secure access to your statements faster with online banking. With the option to download your statement, you can view your records whenever you need to.


18/65 Statement Savings Account

Are you 18 or under or 65 or older? If so, you're eligible for a Statement Savings Account free of a monthly maintenance service charge. Additional fees may be waived or discounted for eligible customers. Please contact a Relationship Banker for additional details: 888-744-4272.

1 Annual Percentage Yield (APY) of 0.15%. Rate is effective 1/21/2022 and the rate may change on your account any time after the account is opened. Balances calculated using the Daily Balance Method. Interest is compounded daily and credited to your account on the last day of the month. Minimum deposit required to open the eXPERIENCE Online Savings Account is $100.00. A minimum balance of $10.00 in the account must be maintained each day to obtain the disclosed annual percentage yield. A monthly maintenance service charge of $3.00 will be assessed against your account if you do not receive e-statements. Fees may reduce earnings. Offer may be withdrawn at any time.

 The eXPERIENCE Online Savings Account can only be opened online, in-person transactions in a branch are not allowed. Transfers from an eXPERIENCE ONLINE Savings Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six(6) per statement cycle. Continuation of excess transactions may result in the closing of the account.

3 Look for the Allpoint logo to ensure your transaction will be surcharge-free.

4 Clinton Savings Bank does not charge a fee; however, standard data rates may apply from your wireless provider.