Home Equity Loans
Home Equity Loans

Home Equity Loans

Apply NowPlease note: Online applications are processed for MA property only. If applying for a Mortgage outside of MA, please call our Mortgage Advisors directly to discuss.
Meet the Team
Summary

Months and years of timely mortgage payments...not only have they been paying down your house, they've been building up your collateral. At Clinton Savings Bank, we'll help you transition that hard-earned home equity into budget-friendly financing for a wide range of other needs. We offer both Home Equity Loans and Lines of Credit to address your specific needs — long- or short-term.

Home Equity Loan Details

  • Competitive rates for a wide range of short-term or one-time needs:
  • Home or auto repairs/remodel
  • Education expenses
  • Special projects
  • Family vacation
  • Debt consolidation
  • Cash cushion
  • The equity in your home is used as collateral to secure the loan
  • Loan amounts starting at $5,000
  • The interest paid may be tax deductible*
  • Quick, local decision-making and processing
  • Hands-on, customized service throughout the entire process

*Consult a tax advisor.




Home Equity Lines of Credit (HELOC)
  • Competitive rates for a wide range of ongoing or long-term needs:
  • Major home improvements
  • Medical expenses
  • Education expenses
  • Weddings and other big life events
  • Debt consolidation
  • Cash cushion
  • The equity in your home is used as collateral to secure the loan
  • Reuse as needed without reapplying for separate installments
  • Funds conveniently available 24/7 via direct check writing
  • Up to 10 years to access your funds
  • No line balance requirements
  • Lines start at $5,000
  • The interest paid may be tax deductible*
  • Quick, local decision-making and processing
  • 100% Loan to Value available

*Consult a tax advisor.


Learn More