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For a LIMITED TIME, we invite you open one of the checking accounts listed below right here online or to stop by a local branch and get $200! 1

Checking Solutions

Spend your money on your life, not your bank.


Let's face it, most bank products out there are generally the same. But, At CSB, our relationship with you is what is most important! So remember if you need us, we're around the corner! If you never want to come into a branch, that's ok (we happen to love our mobile app too) – we get it.


For all of life's big and little moments we provide options that let you spend your money on growing your financial future and not on your bank –



OUR MOST REWARDING ACCOUNT


OPEN A TOTAL ACCESS CHECKING ACCOUNT 2 TODAY TO GET YOUR $2001 and receive:


1.25% APY2 on qualifying account balances of $0.00 - $24,999.99


.10% APY2 on qualifying account balances of $25,000+


.02% APY2 on all non-qualifying account balances

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OUR MOST SIMPLE ACCOUNT


OPEN A BASIC CHECKING ACCOUNT 3 TODAY TO GET YOUR $2001

Everything you need for daily life and no monthly maintenance fee with a recurring monthly direct deposit or $100 daily balance3

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OUR MOST VALUE-PACKED ACCOUNT


OPEN A PREFFERED CHECKING ACCOUNT 4 TODAY TO GET YOUR $2001 and receive:


.02% APY4 on account balances of $10.00 - $24,999.99


.05% APY4 on account balances of $25,000 - $49,999.99


.10 APY4 on account balances of $50,000+

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These CSB's checking accounts also give you features that you can bank on to save you money and simplify your life, including:


•Access to over 55,000 surcharge-free ATMs worldwide5


Purchase Rewards are available for cash back on CSB debit card purchases at participating retailers that you select via Online/Mobile Banking


•Easy 24 hour mobile access for banking on your time – including depositing checks6


•A Money Management tool that allows you to bring in ALL your accounts under one sign on & budgeting ways to help you save more


Plus, we are excited to let you know that Apple & Samsung Pay will become available with CSB this year.

Share our $200 Checking Post through Facebook or Instagram and be entered to win two tickets7 to the hottest country star Kenny Chesney at Gillette Stadium in Foxborough, MA - August 24th!7

Connect and share to be entered to win HOT concert tickets!7

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1 $200 bonus offer applies to consumers who do not have an existing CSB consumer checking account relationship, or have not had a consumer checking account in the last six months and must implement recurring monthly direct deposit within 45 days of opening from June 8, 2018 through September 28, 2018. Qualifying checking products for this offer are Total Access Checking, Basic Checking and Preferred Checking accounts only. After all requirements are activated, Clinton Savings Bank will deposit the $200 into your new consumer checking account within 30 business days upon meeting the direct deposit requirement. Offer cannot be combined with any other offers and is limited to one bonus per household. $200 bonus will generate a 1099-INT. Offer is limited and may be withdrawn at any time.


2 Annual Percentage Yield (APY) of 1.25% is paid on balances between $0.00 and $24,999.99, and .10% APY paid on all amounts $25,000 and above each qualification cycle the minimum requirements (12 CSB Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically, log on to CSB Online Banking) are met. Minimum deposit of $10 required to open the account. No minimum balance required to maintain the account and earn interest. Available to Personal Accounts only. No monthly service charge. Current rate is effective 6/8/18. We may change the interest rate and APY at any time. Balances calculated using the Daily Balance method and interest is compounded daily. Interest will be credited to your account on the last day of each month. The qualification cycle used to determine if the account requirements have been met is the first day of the current statement month through the close of the current statement month; if you do not meet the requirements for three consecutive statement cycles, the bank reserves the right to convert your account to a Basic Checking account, subject to that account's associated restrictions and fees (see account details and Fee Schedule). Debit card purchases and ACH transactions must post and clear to your account during the qualification cycle. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.02% APY however, it will not receive a refund of ATM fees charged by others during that time period. ATM fee refunds of up to a maximum of $12 per qualification cycle if requirements are met. Fees may reduce earnings.


3 Minimum deposit of $10 required to open the account. There is a $5 monthly maintenance service charge which can be waived if the balance is $100 or more every day of the monthly statement cycle or with a recurring monthly Direct Deposit into the Basic Checking Account.


4 Annual Percentage Yield (APY) of .02% is paid on balances between $10.00 and $24,999.99, and .05% APY paid on all amounts between $25,000 and $49,999.99, and .10% APY is paid on all amounts $50,000 or greater. Minimum deposit of $100 required to open the Preferred Checking Account. Current rate is effective 6/8/18. We may change the interest rate and APY at any time. Balances calculated using the Daily Balance method and interest is compounded daily. Interest will be credited to your account on the last day of each month. $10 minimum balance in the account is needed each day to obtain APY. Fees may reduce earnings. A $15 monthly maintenance service charge will be imposed every statement cycle if the sum of the daily balances in combined accounts falls below $15,000 on any day of the statement cycle. Accounts must be for the same tax reported owner. Preferred checking cannot be combined with commercial, business, or Get Real accounts. If any of your loan accounts become 90 days delinquent the loan balance cannot be included in your combined balance. The loan balance may not be included for up to six months after loan(s) become current.


5 Look for the Allpoint logo to ensure your transaction will be surcharge-free.


6 Clinton Savings Bank does not charge a fee; however, standard data rates may apply from your wireless provider.


7 NO PURCHASE OR OTHER CONSIDERATION IS NECESSARY TO PARTICIPATE IN THIS CONTEST; SHARING OR BANK TRANSACTION DOES NOT INCREASE CHANCES OF WINNING.

How to enter for a chance to win:

Entry by sharing CSB's social media checking promotion post during the period of June 14, 2018 until 11:59pm on July 31, 2018. Winner will be selected at random at 10:00 AM EST on August 1, 2018 and announced at 3:00 PM EST. Odds of winning depend on number of eligible entries received. Concert tickets are non-transferable and winner must claim their prize in person at the Clinton Savings Bank Main Office at 200 Church Street, Clinton, MA within 15 days after the end of the contest. Prizes not claimed within the 15-day period will be forfeited.

Eligibility

All entrants must be at least 18 years old and legal residents of the United States. Clinton Saving Bank and Cumulus Media employees (including their immediate families and members of the same household) are not eligible to participate in any contest. The term "immediate family" includes spouses, siblings, parents and legal guardians, children and legal wards, grandparents, and grandchildren, including "in-laws."

License

Entry into any contest constitutes full permission for Clinton Savings Bank to broadcast and/or to photograph or publish the participant's name, voice, recorded comments, biographical information, face and likeness without compensation.

Disclaimer

Clinton Savings Bank undertakes no liability or responsibility, and makes no warranties, express or implied, with respect to the performance of the prize(s) awarded, for any failure to perform or negligent performance of any service provider, or for any other risk, incident or damage, direct or indirect, relating to or arising out of the contest, including (but not limited to) cancellations, postponements, delays or other scheduling changes; missed events or connections or inability of winner to attend; and accident, injury, death, damage or expense arising from or occurring during the use of the prize, or travel to/from or attendance at any event relating to the contest, by the winner and/or winner's guest(s). Clinton Savings Bank is not responsible for damage to a prize or loss of a prize after the prize has been claimed.