CSB Personal Checking Accounts

BenefitGet Real Checking

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Basic Checking

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18/65 Checking

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Total Access Checking

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Preferred Checking

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Tiered Money Market

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Minimum balance to open$10$10$10$10$100$500
Monthly Maintenance Service Charge$3$5$0$0$15$0
Waiver of Monthly Maintenance Service ChargeWaived when enrolled in e-StatementsMaintain a direct deposit or $100 daily minimum balancen/an/aMaintain $15,000 daily combined minimum balance on all qualifying deposit accounts/loansn/a
Free Savings Accountnonofree 18/65 savings

(1 free per person)

noyesno
Interest-bearing Checkingyesnoyesyesyesyes
Minimum balance to begin earning interest$10n/a$10$0.01$10$10
Free Basic Checksone pack per order

(*Student Checking* checks

noone pack per ordernonono
Per Check Chargesnononononono
ATM/Debit card permitted on accountyes

(Must be 16 years old to have an ATM card and to have a Debit card)

yesyes

(Must be 16 years old to have an ATM card and to have a Debit card)

Requiredyesyes
ATM Service Charge

(Possible fees assessed by CSB when customer uses ATM/Debit card at non-CSB ATM. Customer is still subject to surcharge from the non-CSB ATM owner.)

waived$1waivedwaivedwaived$1
ATM Daily Withdrawal Limit$300$300$300$500$1,000$300
Access to 55,000 surcharge-free Allpoint ATMS*yesyesyesyesyesyes
POS/Debit Daily Limit$1,000$1,000$1,000$3,000$3,000n/a
Moneyline Rate Discountnonenonenonenone2%n/a
Safe Deposit Box Discountnonenone25%

(for customers 65 years and older)

none35%

(auto debit from Preferred account required)

n/a
Money Order Fee$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

Waived$5

(one free if withdrawn from the account)

Treasurer's Check Fee$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

$5

(one free if withdrawn from the account)

Waived$5

(one free if withdrawn from the account)

IRA Annual Fee (Per Plan)$10$10$10$10Waived$10
Online BankingFreeFreeFreeFreeFreeFree
Online Bill Payment Monthly FeeWaived$4.95WaivedWaivedWaivedn/a
eStatementsfree w/Online Bankingfree w/Online Bankingfree w/Online Bankingrequiredfree w/Online Bankingfree w/Online Banking
Stop Payments Fee$30$30$10$30$30$30
Bounce Protection Limitn/a$300

(Must be 18+ years old to have Bounce Protection)

$500

(Must be 18+ years old to have Bounce Protection)

$500

(Must be 18+ years old to have Bounce Protection)

$500

(Must be 18+ years old to have Bounce Protection)

n/a
Wire Transfer Fee Discountnononononono
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*Look for the Allpoint logo to ensure your transaction will be surcharge-free.