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The Advantages of Business Checking Accounts

Why should you open a business checking account? Even if you have a small venture, keeping your business and personal expenses separate has many benefits, including: 

  • Better organization: Keeping all business transactions in one account makes it easier to track expenses and set budgets. You can also make efforts to curb spending in different areas based on your habits. 
  • Easier time at tax season: When you separate your expenses, you will have an easier time finding the business information you need for your taxes. 
  • Accurate Cash Flow Management: When your business information is separate, you can easily see and react to cash flow concerns.



Small Business Checking

  • Ideal for smaller businesses with lower transaction volumes
  • No monthly maintenance service charge
  • No minimum balance requirements
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Business Checking

  • Ideal for businesses with a moderate transaction volume
  • 300 free monthly transactions; 50¢ per transaction thereafter
  • Waive the $15 monthly service fee with a $5,000 minimum balance maintained in account each day
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Commercial Checking

  • Ideal for businesses with large transaction volumes
  • Unlimited monthly transactions at low per-item fees
  • Offset charges and transaction fees with an earnings credit1
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Business Money Market Checking

  • Tiered rate structure — larger balances earn higher rates
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • No monthly maintenance service charge
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Community One Checking

  • Exclusively available to non-profits, associations, and municipalities
  • Competitive interest on all balances
  • No monthly maintenance service charge
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IOLTA Account

  • Generate funds to provide legal services for the underserved
  • No monthly maintenance fees
  • No minimum balance requirements
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Cornerstone Checking Account

  • Manage a Trust or Estate account
  • Interest-bearing and non interest-bearing options available
  • Free business online banking & bill pay
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