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Your money — not you — does the heavy lifting with a Preferred Checking Account1. With tiered interest rates1, larger balances are automatically rewarded higher rates. Plus, with Preferred Checking, your entire CSB relationship pays off, not just your checking. Sidestep the monthly service fee with a combined $15,000 daily balance across ALL your CSB account and loan balances and gain access to premium benefits as listed below.
Annual Percentage Yield (APY) of .02% is paid on balances between $10.00 and $24,999.99, and .05% APY paid on all amounts between $25,000 and $49,999.99, and .10% APY is paid on all amounts $50,000 or greater. Minimum deposit of $100 required to open the Preferred Checking Account. Current rate is effective 6/8/18. We may change the interest rate and APY at any time. Balances calculated using the Daily Balance method and interest is based on your daily average balance, compounded daily and paid monthly. $10 minimum balance in the account is needed each day to obtain APY. Fees may reduce earnings. A $15 monthly maintenance service charge will be imposed every statement cycle if the sum of the daily balances in combined accounts falls below $15,000 on any day of the statement cycle. Accounts must be for the same tax reported owner. Preferred checking cannot be combined with commercial, business, or Get Real accounts. If any of your loan accounts become 90 days delinquent the loan balance cannot be included in your combined balance. The loan balance may not be included for up to six months after loan(s) become current.
2 Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider. 3 Look for the Allpoint logo to ensure your transaction will be surcharge-free.
Are you 18 or under or 65 or older? If so, you're eligible for a checking account free of monthly maintenance fees. In addition, some additional fees may be waived or discounted for eligible customers.
Please contact a customer service representative for additional details: 888-744-4272.