Simplicity, security, and support. Welcome to Clinton Savings Bank Cash Management.

Limited Time Offer when you act by March 31st: $450* rebate on Clover* lease or purchase of POS Hardware device when requirements are met.

Deposits

Deposit checks anytime.

Remote deposit capture1 lets you deposit checks from your office. Streamline check handling across multiple locations. Encrypted software protects your deposits.

Process card payments.

Increase sales and customer satisfaction with merchant card services from Clover.* Limited Time Offer when you act by March 31st: $450* rebate on lease or purchase of POS Hardware device when requirements are met. Equip your business to accept more payment types and with Clover*, you can choose POS hardware customized for your business. Contact us 

Get funds fast.

Collect deposits electronically. Accept payments with Automatic Clearing House (ACH). Receive domestic and international wire transfers.

Take care of taxes.

We can facilitate the processing of your business’s federal and state tax obligations by transferring these payments for you. Contact us to learn more.

Payments

Pay bills online.

Save time and money on postage. Pay bills easily with online banking and ACH origination. Make one-time payments in a couple of clicks. Or set up automatic payments for recurring bills.

Move money anywhere.

Wire transfers make sure your money gets where it needs to go — whether that’s across town or across the globe. Initiate transfers from your office. Create templates for future use.

Use the company card.

Every CSB business checking account comes with a free Mastercard® debit card. Need extra purchasing power? We also offer Visa® rewards credit cards for businesses.

Efficiency

Set your own bank hours.

Business online banking gives you 24/7 account access. Transfer funds, receive alerts, pay bills, view statements, and more. Establish multiple users with unique passwords and privileges. To enroll in Business Online Banking please call 978-365-3700.

Online — on the go.

Our free mobile app offers all the benefits of online banking — whenever you want, wherever you go. Download the app for iPhone® and Android™ devices.

Maximize your impact with Payroll Solutions.

Easily manage the entire employee lifecycle, securely store and share data, ensure organization-wide compliance and handle disciplinary action, while processing payroll efficiently, accurately and completely through isolved**. Contact us for more information.

Liquidity

Simplify account management.

Zero balance accounts (ZBAs) are perfect for companies with multiple divisions, stores, or operating units. Concentrate multiple balances into one, centralized account. Funds are disbursed automatically to cover transactions.

Do more with excess balances.

Investment sweeps keep your money working — without extra effort. Set target balances for daily operations. We’ll sweep excess funds into an interest-bearing account. The principal is transferred back to your checking account the next day. If your balance falls short of expenses, funds are swept back to cover the difference.

1Subject to credit approval and may incur monthly fee.

*Clinton Savings Bank is a contracted reseller of Clover and First Data Merchant Services LLC and its affiliates' solutions.

*Promotional offer is through First Data Merchant Services LLC and valid from January 1, 2026, through March 31, 2026. $450 rebate on lease or purchase of POS Hardware device when requirements are met. This offer is available for qualified Clinton Savings Bank clients who have not had a merchant services account processed by First Data Merchant Services LLC within six months. New accounts are subject to standard credit approval and underwriting requirements. Offer is valid for one $450 rebate for a Clover Flex, Flex Pocket, Mini, Station Solo or Duo point-of-sale hardware device purchase or lease. To be eligible for the rebate, the merchant must (1) be credit approved between 1/1/2026 and 3/31/26; (2) sign a merchant processing agreement; and (3) activate account within 30 days from approval date. Early termination fees apply. Only one offer per eligible business tax ID. Eligibility and rebate is at the sole discretion of First Data Merchant Services LLC. Offer not valid with any other offer and subject to change without notice.

© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. 3657850 11/25

**Clinton Savings Bank is a contracted reseller of isolved.