Simplicity, security, and support. Welcome to Clinton Savings Bank Cash Management.

Limited Time Offer when you act by June 30th: Clover Services Growth Plan 90-day free trial* and/or $450* rebate.

Deposits

Deposit checks anytime.

Remote deposit capture1 lets you deposit checks from your office. Streamline check handling across multiple locations. Encrypted software protects your deposits.

Process card payments.

Increase sales and customer satisfaction with merchant card services from Clover.* Equip your business to accept more payment types and with Clover*, you can choose POS hardware customized for your business. Limited Time Offer when you act by June 30th: Clover Services Growth Plan 90-day free trial* and/or $450* rebate. Contact us 

Get funds fast.

Collect deposits electronically. Accept payments with Automatic Clearing House (ACH). Receive domestic and international wire transfers.

Take care of taxes.

We can facilitate the processing of your business’s federal and state tax obligations by transferring these payments for you. Contact us to learn more.

Payments

Pay bills online.

Save time and money on postage. Pay bills easily with online banking and ACH origination. Make one-time payments in a couple of clicks. Or set up automatic payments for recurring bills.

Move money anywhere.

Wire transfers make sure your money gets where it needs to go — whether that’s across town or across the globe. Initiate transfers from your office. Create templates for future use.

Use the company card.

Every CSB business checking account comes with a free Mastercard® debit card. Need extra purchasing power? We also offer Visa® rewards credit cards for businesses.

Efficiency

Set your own bank hours.

Business online banking gives you 24/7 account access. Transfer funds, receive alerts, pay bills, view statements, and more. Establish multiple users with unique passwords and privileges. To enroll in Business Online Banking please call 978-365-3700.

Online — on the go.

Our free mobile app offers all the benefits of online banking — whenever you want, wherever you go. Download the app for iPhone® and Android™ devices.

Maximize your impact with Payroll Solutions.

Easily manage the entire employee lifecycle, securely store and share data, ensure organization-wide compliance and handle disciplinary action, while processing payroll efficiently, accurately and completely through isolved**. Contact us for more information.

Liquidity

Simplify account management.

Zero balance accounts (ZBAs) are perfect for companies with multiple divisions, stores, or operating units. Concentrate multiple balances into one, centralized account. Funds are disbursed automatically to cover transactions.

Do more with excess balances.

Investment sweeps keep your money working — without extra effort. Set target balances for daily operations. We’ll sweep excess funds into an interest-bearing account. The principal is transferred back to your checking account the next day. If your balance falls short of expenses, funds are swept back to cover the difference.

1Subject to credit approval and may incur monthly fee.

*Clinton Savings Bank is a contracted reseller of Clover and First Data Merchant Services LLC and its affiliates' solutions. Promotional offer is through First Data Merchant Services LLC and valid from 4/1/2026 through 6/30/2026 for qualified Clinton Savings Bank clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Essentials or Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 0742, 0780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions. To qualify for the trial and/or rebate, merchants must: (1) be credit approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, (3) activate their account within 30 days of approval, and for the rebate (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice.

© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries.

**Clinton Savings Bank is a contracted reseller of isolved.