Instead of doing the last-minute money shuffle, save year-round for important life events.




Build your balance.

Without breaking the bank, we made it easy to save for your dreams. All you have to do to earn interest is maintain a balance of $10 or more in the account each day of the monthly statement cycle. That’s it.

Set your goal — and reach it.

This account keeps you accountable. You can’t make withdrawals but you can make deposits. Plus, you can decide when all your funds are released: February, April, June, August, or November1.


Your money — at your fingertips.

On the Go Banking2 gives you anytime account access. Deposit checks in a snap. Save the easy way with automatic transfers. Track your progress with Money Management.

Help is around the corner.

We have branches across Central Massachusetts. Whether you need assistance setting up direct deposit to help you save or have questions on this account or any other our Relationship Bankers are here to help. Find a CSB branch near you.

  • Save for vacations, holidays, weddings, and other special events
  • Funds disbursed in February, April, June, August, or November1
  • Earn competitive interest when you maintain a minimum balance of $10 or more each day of the monthly statement cycle 
  • No monthly maintenance service charge
  • No ATM accessibility or outgoing transfers3
  • $10 minimum deposit to open

How can I open an account?

Customers can visit one of our convenient locations to open any of our accounts.

Do you offer other types of Savings Accounts?

Yes, we have several different savings account types — so you can choose the one that fits your specific needs. A full list of our savings products can be found on our Savings page.

Where can I view my savings account number?

To view your full savings account number, all you have to do is log in to Online Banking and follow the steps below:

  1. Go to “My Accounts”
  2. Hover over the desired savings account and click
  3. Click on “Account Details” and your account number will appear

How do I transfer funds? 

You can conveniently transfer money from another CSB account to your Save4 account through Online Banking and Mobile Banking. You can also make transfers and deposits at one of our branches.

When will I begin to earn interest on my savings account?

Interest begins on the first day of a deposit and is compounded daily and credited to your account on the last day of the month.

Is my balance insured?

Yes, Clinton Savings Bank offers both Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) to protect your deposits. FDIC covers up to $250,000 in deposits per account owner/ownership category. This means individual accounts and joint accounts at insured institutions can each receive $250,000 of insurance with a common account owner. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

1If withdrawal is made outside of the pre-selected time frame, a $15 early withdrawal fee will apply.

2Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

3Transfers from a Save4 Savings Account to another account or to a third party by preauthroized, automatic, telephone, computer transfer or by check, draft, or similar order to third parties are not allowed.