Receive up to $750* credit off closing costs

Mortgage Solutions

Please note: Online applications are processed for MA property only. If applying for a Mortgage outside of MA, please call our Mortgage Advisors directly to discuss.Featured Mortgage Rates

*New mortgage customers only. Credit is based on loan amount. Credit will be applied to offset closing costs. Credit cannot be combined with any other offers. Other restrictions may apply.All applicants are subject to complete underwriting based on program guidelines. Offer may be withdrawn at any time. Equity Builder, FHA and VA programs are ineligible for the credit.


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At Clinton Savings Bank, based in Central MA, our accessible home mortgage experts are ready to help you turn your dream of homeownership into a reality. Below is more information about your mortgage options:


Fixed Rate Mortgages

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today.


Variable (Adjustable) Rate Mortgages

An adjustable rate mortgage has a monthly payment that may change over the term of the loan.


Mortgages for First-time Homebuyers

Clinton Savings Bank offers a suite of Mortgage products to meet the needs of most first-time homebuyers. Choose from competitive rates, no points/no closing costs, even no Private Mortgage Insurance (PMI) options- credits may also be available at closing! Clinton Savings is also a participating lender for MassHousing first-time homebuyer loans.

JUMBO Mortgages

Buying or refinancing a home means putting all the pieces together. At Clinton Savings Bank, we have the Jumbo Mortgage that fits your dreams. If you're looking to borrow more than $424,100 and want a competitive rate, come see us now - we can put together a great Jumbo Mortgage for you. And because we're local, we work with local appraisers, attorneys and brokers to make sure we give you an informed decision right away.


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For even more information on your home mortgage options in Massachusetts, or to discuss what program is right for you, contact our mortgage advisors.




Although VA mortgage programs do not qualify for current promotions, CSB is proud to offer VA mortgage programs that offer incredible benefits including 100% financing**.

**VA certificate of eligibility