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Whether you're looking for a savings account for your little one(s) or teenager(s), Clinton Savings Bank has savings account options for all your children.

Key Features

  • Competitive Interest
  • Teaches the value of saving
  • Scratch Kids Club Savings Account is free and perfect for elementary school aged young savers1
  • Competitive interest on balances of $5 or more maintained in the account each day
  • Engaging way to learn math and value of money early on
  • No monthly maintenance service fee
  • 6 free transfers per month; $10 fee per transaction in excess thereafter2
  • Monthly deposit required to maintain account3
  • No minimum deposit to open

Teach Kids the Value of Saving

Ask your area school system (Berlin, Bolton, Boylston, Clinton, Sterling and West Boylston) if they offer an in-school CSB Scratch Kids Club Savings Program!

1Anyone under 18 must have a parent or legal guardian jointly on the account. The account is opened in the child's name, as well as the parent/guardian's name and both signatures are required to complete a withdrawal. In the month the student turns 19, the account will automatically convert to a Get Real Statement Savings Account. This will be a joint account requiring one (1) signature for withdrawals and will be subject to the fees and requirements applicable to the Get Real Statement Savings Account. If you'd like your school to participate, please call Marketing at 888-744-4272.

2Transfers from a Scratch Kids Club Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle. No transfers by check, draft, debit card, or similar order to third parties. Continuation of excess transactions may result in the closing of the account.

3If this condition is not met, the bank reserves the right to convert this account to Statement Savings.

  • Available to ages 14 to 25 (joint ownership required)1
  • Competitive interest on balances of $10 or more maintained in the account each day
    • Interest compounded daily, paid monthly
  • Avoid the $3 monthly maintenance service charge by receiving eStatements
  • 6 free transfers per month; $10 fee per transaction in excess thereafter2
  • Free Online & Mobile Banking3
  • $10 minimum deposit to open
  • Open your account online

1Must be at least 14 years old to open a Get Real Statement Savings Account; anyone under 18 must have will need a signature of a parent or legal guardian as a joint owner. Upon the tax owner turning 25 years of age, the account will convert to a Statement Savings Account and be subject to fees and requirements applicable to the Statement Savings Account.

2Transfers from a Get Real Statement Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle. No transfers by check, draft, debit card, or similar order to third parties. Continuation of excess transactions may result in the closing of the account. 

3Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.