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Measure Something Other Than Snow

We know the feeling of a New England winter, but now there’s a way to make it go away.

Simply unlock the equity you’ve built on something you already own, with our Home Equity Line of Credit. Then use it for anything and everything!

A HELOC works like a credit card in that you can access a revolving line of credit. Borrowers can access this line of credit simply by writing a check. Like any line of credit, you cannot exceed your credit limit, but you only need to make payments on the amount you actually borrow from the line of credit.

Access your line of credit for:

  • Home improvements
  • Debt consolidation
  • College expenses
  • New auto or repairs
  • Medical or other emergency expenses
  • A wedding
  • That long awaited vacation!

Apply now and receive 5.99% APR* introductory rate for six months! Then converts to 8.00% APR*. You'll also receive a free tape measure when you apply.**

Did you know that we also offer a fixed rate conversion option. You may elect to convert an outstanding balance to a fixed rate at any time during the draw period (first 10 years of the term). Other restrictions may apply.

* APR = Annual Percentage Rate. Home Equity Line of Credit Introductory Annual Percentage Rate (APR) of 5.99% good for first six (6) months upon opening. Equity Lines of Credit are variable rates subject to increase after consummation, adjusting monthly to the Wall Street Journal (WSJ) Prime Rate minus .50% with a maximum APR rate of 18.00% with a floor of 5.50%. WSJ Prime Rate currently 8.50% as of 8/1/2023. An early termination fee applies for equity lines of credit closed within thirty-six (36) months of opening the line of credit. Maximum Loan to Value 75%. Appraisal required for loan amounts exceeding $400,000.00 at applicants’ expense. Appraisal may be required for loan amounts $400,000.00 and under at applicants' expense. Minimum loan amount $10,000.00, maximum loan amount $500,000.00. Offer applies to 1-4 family, owner-occupied primary residences only. Not available for homes currently for sale or intended to be sold within 6 months of closing. Property homeowner's insurance is required. Fees for opening the account range from $0 to $1215.00. A fixed rate conversion option is available. Borrowers may elect to convert an outstanding balance to a fixed rate at any time during the draw period (first 10 years of the term). Offer valid for applications beginning February 16, 2024.  Offer can be withdrawn at any time. Other restrictions may apply. All loans are subject to credit approval.

** While supplies last.


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