Personal Credit Cards

*Rewards Platinum Credit Card: 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on an 7.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. APRs are currently between 17.49% and 27.49%. Cash Advance APRs are currently 27.49%-28.99%. All APRs are based on creditworthiness. Rates are accurate as of January 31, 2025 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period, we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. Offer valid 3/4/2025-4/30/2025.

**Balance transfer fees will be waived and applied as a statement credit to your account. Balance transfer transaction must be made by April 30, 2025 to qualify for this offer. Credit will appear on your statement on the following cycle and may take two cycles to appear.

¹ To access reward points or cash back rewards your account must be open and in good standing. "Open and good standing" means no holds or blocks present on the Master Account and it has not been canceled, terminated, or otherwise made unavailable.

²Please see the Important Disclosures by clicking "Apply Now" for current terms, rates, and fees. Credit cards are subject to approval. Cards are issued by TCM Bank, N.A.

³FICO^® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO Scores are updated monthly. You may not see your FICO Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

⁴Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit, visit the FAQ section at cardbenefitservices.com or call 1-866-894-8569.

⁵Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

⁶No one can prevent all identity theft.