Compare Our Accounts

Total Access Checking:

¹Annual Percentage Yield (APY) of 3.75% is paid on balances between $0.00 and $24,999.99, and 0.05% APY paid on all amounts $25,000 and above each qualification cycle the minimum requirements (12 CSB Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically (eStatements), log in to CSB Online Banking) are met. We may change the interest rate and APY at any time after the account is opened. Balances calculated using the Daily Balance method and interest is based on your daily average balance, compounded daily and paid monthly. Current rate effective 4/14/2025.  No minimum balance required to maintain the account. Monthly service fee of $3 will apply unless enrolled in eStatements. The qualification cycle used to determine if the account requirements have been met is the first day of the current statement month through the close of the current statement month; if you do not meet the requirements for three consecutive statement cycles, the bank reserves the right to convert your account to a Basic Checking account, subject to that account's associated restrictions and fees (see Basic Checking Account details and Fee Schedule). Debit card purchases and ACH transactions must post and clear to your account during the qualification cycle. If you do not meet the requirements per cycle, your account will earn .01% APY and not receive a refund of ATM fees charged by others during that time period. ATM fee refunds of up to a maximum of $12 per qualification cycle if all qualifications are met. Fees may reduce earnings. Minimum deposit of $10 required to open the account. Available to Personal Accounts only.

²Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

³Look for the Allpoint logo to ensure your transaction will be surcharge-free.

⁴Certain Service and Purchase Rewards Offers may be accompanied by, and will be subject to, additional terms and conditions. Purchases must be made as indicated in the offers made available under the Purchase Rewards Offers. Each offer will specify whether the purchase can be made online, at a store location, or by telephone to be eligible for rewards. You must also comply with any guidelines included with the offer, such offer expiration dates, minimum purchase amounts, purchase limits, etc. You must use the debit card associated with the Purchase Rewards Offers account in order to receive the offers which qualify for the rewards, rewards will be deposited at the end of the following month. After activating an offer in Purchase Rewards and making a qualified purchase with your CSB debit card, the offer will automatically be applied and you will receive the cash back in your CSB checking account. The cash back can take up to 30 days after the offer is redeemed. Cash back is awarded subject to adjustments for returns, cancellations and other events.

Preferred Checking:

¹Annual Percentage Yield (APY) of 0.01% is paid on balances between $10.00 and $24,999.99, and 0.02% APY paid on all amounts between $25,000 and $49,999.99, and 0.05% APY is paid on all amounts $50,000 or greater. Minimum deposit of $100 required to open the Preferred Checking Account. Current rate is effective 8/21/23. We may change the interest rate and APY at any time after the account is opened. Balances calculated using the Daily Balance method and interest is based on your daily average balance, compounded daily and paid monthly. $10 minimum balance in the account is needed each day to obtain APY. Fees may reduce earnings. A $15 monthly maintenance service charge will be imposed every statement cycle if the sum of the daily balances in combined accounts falls below $15,000 on any day of the statement cycle. Accounts must be for the same tax reported owner. Preferred checking cannot be combined with commercial, business, or Get Real accounts. If any of your loan accounts become 90 days delinquent the loan balance cannot be included in your combined balance. The loan balance may not be included for up to six months after loan(s) become current.

NOTE: If an account is closed or a loan paid off during the monthly statement cycle that account/loan will NOT be included as part of the combined balances and you may be assessed a monthly service charge if the remaining accounts did not have a combined daily balance of $15,000 during that statement cycle.

²Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

³Look for the Allpoint logo to ensure your transaction will be surcharge-free.

⁴Certain Service and Purchase Rewards Offers may be accompanied by, and will be subject to, additional terms and conditions. Purchases must be made as indicated in the offers made available under the Purchase Rewards Offers. Each offer will specify whether the purchase can be made online, at a store location, or by telephone to be eligible for rewards. You must also comply with any guidelines included with the offer, such offer expiration dates, minimum purchase amounts, purchase limits, etc. You must use the debit card associated with the Purchase Rewards Offers account in order to receive the offers which qualify for the rewards, rewards will be deposited at the end of the following month. After activating an offer in Purchase Rewards and making a qualified purchase with your CSB debit card, the offer will automatically be applied and you will receive the cash back in your CSB checking account. The cash back can take up to 30 days after the offer is redeemed. Cash back is awarded subject to adjustments for returns, cancellations and other events.

Basic Checking:

¹Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

²ATM transactions at bank owned CSB ATM machines are free; however, there is a $1 fee for non-CSB ATM or Allpoint ATM Network transactions, depending on associated charges at the individual owner of the machine; fees may vary.

³Certain Service and Purchase Rewards Offers may be accompanied by, and will be subject to, additional terms and conditions. Purchases must be made as indicated in the offers made available under the Purchase Rewards Offers. Each offer will specify whether the purchase can be made online, at a store location, or by telephone to be eligible for rewards. You must also comply with any guidelines included with the offer, such offer expiration dates, minimum purchase amounts, purchase limits, etc. You must use the debit card associated with the Purchase Rewards Offers account in order to receive the offers which qualify for the rewards, rewards will be deposited at the end of the following month. After activating an offer in Purchase Rewards and making a qualified purchase with your CSB debit card, the offer will automatically be applied and you will receive the cash back in your CSB checking account. The cash back can take up to 30 days after the offer is redeemed. Cash back is awarded subject to adjustments for returns, cancellations and other events.

⁴Bill Pay is free for the first 3 months and $4.95 per month thereafter

Less Stress Checking:

¹Minimum balance to open the account $10.00. Monthly Maintenance Service Charge of $5.00. If an item drafted by you (such as a check) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your account we will not pay the item or transaction, however, you will NOT be charged an Insufficient Funds Charge or Uncollected Funds Charge for the returning payment.

²Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

³ Look for the Allpoint logo to ensure your transaction will be surcharge-free.