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Even impulse buys can seem responsible with our Visa® Rewards Platinum credit card. Earn points for cruises, airfare, and more!

Key Features

  • Rewards Program
  • Competitive Rates
  • Anytime Funds
  • Competitive rates for everyday purchases1
  • Mobile Payments - a safe and secure way to pay with Apple Pay®, Google Pay™, or Samsung Pay™. •
  • Free FICO® Score2  - view your FICO® Score for free and monitor your credit
  • Cell Phone Protection3 - protect your phone from theft or damage when you pay your bill with this card
  • Travel Accident Insurance4 - you’re covered up to $150,000 when you use this card to purchase travel tickets
  • ID Navigator Powered by NortonLifeLock5 - stay informed of potential threats to your identity
  • Access to cRewards® program6 - earn one point per dollar on net purchases. There's no cap on points you can earn and points never expire. Redeem points for merchandise, rental cars, cruises, hotels and airline travel with no blackout dates. Visit for details. 24/7 online account access via
  • Fraud Monitoring and Zero Fraud Liability - monitor your account for fraudulent charges and your liability for unauthorized transactions is $0.
  • SecurLOCKTM Email and Text Fraud Alerts - receive alerts regarding suspicious charges on your account

Customer Service available at 800-883-0131.


1 Please see the Important Disclosures by clicking "Apply Now" for current terms, rates and fees. Credit cards are subject to approval. Cards are issued by TCM Bank, N.A.

2 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

3 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.

4 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

5 No one can prevent all identity theft.

6 In order to access rewards, your account must be open and in good standing.