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Equity Builder Program*

With the 2022 Equity Builder Program*, First-Time Homebuyers can receive up to $22,000* towards down payment and closing costs!

Apply today, it only takes minutes.

If you have any questions or need help applying, call one of our Mortgage Originators and they will walk you through the process! 

*Funds can be used for down payment and closing costs. Must have individual or household income equal to or below 80% of the HUD median income based on future address to qualify. Must be primary residence. Recipients must attend homebuyer education/counseling program through a Federal Home Loan Bank (FHLB) approved homebuyer counseling organization. The funds are from a pool of monies provided by the FHLB and are available on a first-come, first-served basis. Funds are not guaranteed. Restrictions may apply. Subject to credit approval.

  • Competitive rates
  • Options of no Private Mortgage Insurance (PMI)
  • Conventional Loan Amounts
  • We provide competitive programs and rates for First-time home buyers
  • Down Payment assistance with FHLB Equity Builder Program and Housing Our Workforce

Please note that all mortgage loans are subject to income and credit approval. Other restrictions may apply. All applicants are subject to complete underwriting based on program guidelines.