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Let CSB and MassDREAMS

to get you in your first home!

MassDREAMS is a federally funded grant program, offered in conjunction with the Mass Housing Partnership program, designed to provide eligible first-time homebuyers, currently residing in one of the towns disproportionately impacted by Covid 19, up to $50,000 in down payment and closing cost assistance for the purchase of a primary residence in any town in the Commonwealth of Massachusetts. Click here to visit MassDREAMS for more information and to see if you are a current resident in one of the communities that qualify. Once you qualify you can apply online with Clinton Savings Bank.


If you have any questions or need help applying, call one of our Mortgage Originators and they will walk you through the process! 

Note: If you have a credit freeze please contact the credit bureau prior to applying for a loan in order to temporarily remove the hold so that your credit may be pulled.


  • Competitive rates
  • Options of no Private Mortgage Insurance (PMI)
  • Conventional Loan Amounts
  • We provide competitive programs and rates for First-time home buyers
  • Down Payment assistance with FHLB Equity Builder Program and Housing Our Workforce

Please note that all mortgage loans are subject to income and credit approval. Other restrictions may apply. All applicants are subject to complete underwriting based on program guidelines.