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As a student, you have unique needs and expenses. Your bank account should cater to your spending habits and financial goals. At Clinton Savings Bank, we offer a Get Real checking account that meets those needs for young adults in Massachusetts.

The Get Real checking account is designed for ages 16 to 25 so that you can open an account in high school and have all the features and benefits that you may need through college, trade school or your first years in the job force.


The other advantages of creating a Get Real account include:

Key Features

  • Competitive Interest
  • Mobile Banking & Budgeting
  • Surcharge-Free3 Access to Worldwide ATMs via the Allpoint® Network

Get Real Checking is compatible with teenagers' needs and is also the ideal bank account for high school and college students in Massachusetts (ages 16 to 25 qualify [joint ownership required if under 18])1. The Get Real account fits into lifestyles that combine studying, social activities, and recent graduates embarking on their first job.

  • Convenience. Access your account from your web browser and our Mobile Banking app.2 Our Money Management Budgeting tool can help you learn how to manage your funds and will have access to purchase rewards!

  • Fewer fees. Withdraw your money from over 55,000 Surcharge-free3 ATMs worldwide via the Allpoint® Network without paying a surcharge and enroll in eStatement to eliminates a $3 monthly maintenance service charge for paper bank statements. This option is better for your budget and the environment.

  • Realistic requirements. At CSB, we know funds can be tight during high school, college semesters or other periods. That's why you just need a minimum deposit of $10 to open account. All you have to do is maintain a minimum balance of $10.00 in the account each day and you will obtain the disclosed annual percentage yield!

    We offer financial solutions for young adults. Whether you're 16 years old or a college student, we are here to help you achieve your financial goals during every stage of life. The Get Real checking account is just the first step.

18/65 Checking Account

Are you 18 or under or 65 or older? If so, you're eligible for a checking account free of monthly maintenance fees. Additional fees may be waived or discounted for eligible customers. Please contact a Relationship Banker for additional details: 888-744-4272.

1Must be at least 16 years old to open a Get Real Checking Account; anyone under 18 will need a signature of a parent or legal guardian as the joint owner on the account. Upon turning 25 years of age, the account will convert to a Total Access Checking Account and be subject to the fees and requirements applicable to the Total Access Checking Account.

2Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

3Look for the Allpoint logo to ensure your transaction will be surcharge-free.