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We’re grateful for our customers who trust us to handle all their banking needs. Here’s our way of saying thanks.

Key Features

  • Tiered Interest
  • Exclusive Benefits

If you're looking for a bank account with high interest yields and tiered rates, our Preferred Checking Account option is perfect for you. Check out the account features below:

  • Leverage your accounts; a value-packed checking option designed to work best for people who need it all
  • Make the most of your money; tiered interest rates reward larger balances with higher rates
  • Avoid the $15 monthly maintenance service fee by maintaining a $15,000 minimum combined daily balance across all deposit or loan balances (including mortgages)1 
    • Accounts must be for the same tax reported owner
    • Cannot be combined with commercial, business, or Get Real Accounts
    • Loans must be in good standing1
  • Free Online & Mobile Banking2 that provide Money Management Budgeting Tools and so much more
  • Free Bill Pay2
  • Free eStatements2
  • CSB Debit Card with Purchase Rewards (Simply upload your favorite picture to personalize your CSB Just4Me® Debit Card for $10) 
  • Surcharge-free3 ATM access worldwide via the Allpoint® ATM Network
  • $100 minimum deposit to open

Exclusive Premium Perks

  • Discounted safe deposit box rental
  • Annual IRA fee waived
  • Free money orders & treasurer's checks
  • Discount on a Moneyline of Credit

18/65 Checking Account

Are you 18 or under or 65 or older? If so, you're eligible for a checking account free of monthly maintenance fees. Additional fees may be waived or discounted for eligible customers. Please contact a Relationship Banker for additional details: 888-744-4272.

1Annual Percentage Yield (APY) of 0.01% is paid on balances between $10.00 and $24,999.99, and 0.02% APY paid on all amounts between $25,000 and $49,999.99, and 0.05% APY is paid on all amounts $50,000 or greater. Minimum deposit of $100 required to open the Preferred Checking Account. Current rate is effective 5/26/20. We may change the interest rate and APY at any time after the account is opened. Balances calculated using the Daily Balance method and interest is based on your daily average balance, compounded daily and paid monthly. $10 minimum balance in the account is needed each day to obtain APY. Fees may reduce earnings. A $15 monthly maintenance service charge will be imposed every statement cycle if the sum of the daily balances in combined accounts falls below $15,000 on any day of the statement cycle. Accounts must be for the same tax reported owner. Preferred checking cannot be combined with commercial, business, or Get Real accounts. If any of your loan accounts become 90 days delinquent the loan balance cannot be included in your combined balance. The loan balance may not be included for up to six months after loan(s) become current.

2Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

3Look for the Allpoint logo to ensure your transaction will be surcharge-free.