Student Accounts

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Get Real Checking Account

Get real about your money — not tomorrow, not the next day — today. This perfect student checking account helps establish money smarts in the present to last a lifetime. Take advantage of competitive interest on every dollar deposited over $10. And avoiding the low $3 monthly service fee is as easy as receiving monthly eStatements — something that simplifies your life anyway. Talk about a win-win.


Account Details

  • Available to students between the ages of 16 and 25*
  • Offers the option of joint ownership*
  • Competitive interest on entire balance (you must maintain a minimum balance of $10.00 in the account each day to obtain the disclosed annual percentage yield.)
  • Avoid the $3 monthly service fee by receiving eStatements
  • No minimum balance requirements
  • Unlimited check writing
  • Free online banking and bill pay**
  • Free mobile banking**
  • Popmoney** available
  • Free debit card (personalize your card for $10)
  • Surcharge-free access to nationwide ATMs via the Allpoint® ATM Network***
  • $10 minimum deposit to open

Specific features designed to help young adults manage financial Independence:

  • Free seminars from Consumer Credit Counseling and educational material available

*Must be at least 16 years old to open a Get Real Checking Account; anyone under 18 must have a parent or legal guardian jointly on the account.

**Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

***Look for the Allpoint logo to ensure your transaction will be surcharge-free.

Get Real Statement Savings

Establishing smart saving habits can't start soon enough. Fortunately, our Scratch Kids Club Savings, perfect for elementary aged children, and our Get Real Statement Savings, our best student saving account, allows youths to work toward their goals in all different stages of their lives. Free account management tools and competitive interest help bridge the gap between money saved and goals reached.


Account Details

  • Available to students between the ages of 14 and 25
  • Offers the option of joint ownership*
  • Competitive interest on balances of $10 or more
  • Interest compounded daily, paid monthly
  • Avoid the $3 monthly service fee by receiving eStatements
  • No minimum balance requirements
  • Helps establish strong saving habits from an early age
  • Transaction register helps kids watch their money grow
  • 6 free transfers per month; $10 fee per transaction in excess thereafter**
  • Free online banking***
  • Free eStatements***
  • $10 minimum deposit to open

*Must be at least 14 years old to open a Get Real Statement Savings Account; anyone under 18 must have a parent or legal guardian jointly on the account.

**Transfers from a Statement Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle. No transfers by check, draft, debit card, or similar order to third parties. Continuation of excess transactions may result in the closing of the account.

***Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider

Mobile Banking

MOBILE DEPOSIT CAPTURE!


Wherever you go, take your bank along for the ride. Mobile Banking transforms your phone into a portable branch, providing access to your balance, ATM locations, bill pay, and more. This on-the-go service is available three convenient ways: via web browsing, app download, and text banking. Take money management mobile by signing up for this free service today.

Service Details

  • Free* service for personal customers
  • Easily keep track of your finances — even on the go:
  • Deposit checks - view demo
  • Check account balances
  • Find a nearby ATM
  • Transfer funds between accounts
  • Pay bills
  • Available via any web-enabled cell phone or device
  • Utilize this service three convenient ways:
  • Web browsing
  • App download – iPhone | Android
  • Text banking
  • Save valuable time and effort; avoid an extra trip to a branch

*Clinton Savings Bank does not charge a fee; however, standard data rates may apply from your wireless provider.


TEXT MESSAGE BANKING


With Clinton Savings Bank's free* Text Banking, access to your accounts is just a text message away. Access your account balances and make transfers! Just text one of the codes below to 454545 to access your information!

  • Check your available balance before making a purchase with your debit card. (BAL)
  • Find out if a deposit or automatic transfer has posted to your account,or get a list of recent transactions Including debit card purchases. (HIST)/(LAST)
  • Transfer funds (TRANS)

To Enroll

Simply log into Personal Online Banking, select Additional Services > Mobile Banking, then click "txt mobile banking."

*Clinton Savings Bank does not charge a fee; however, standard text rates may apply from your cell provider.