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Updates & Important Information

Update Monday, June 1, 2020

Our phased-in approach to reopening to normal operations

Our overriding plan is to carefully resume normal operations on-site and in our branches in a thoughtful and careful way, with the health and well-being of our employees and customers at the forefront of our thinking. We are currently working on a Three Phase approach. 


Phase One

As with each phase, we will follow state and local guidelines as closely as possible. In Phase One, although you have not had open access to our branch lobbies, you have been able to conduct all of your banking needs through our drive-up banking, as well in-person appointments and by phone. 

Phase Two

Our primary concern is to continue providing confidence to our customers and employees that they are safe, even if the measures we take may seem slow and methodical. In Phase Two, we will determine if any of our lobbies should open on a reduced schedule.  All drive-ups will remain open. We will also decide if additional staff is needed to ensure a better experience for our customers as this phased-in approach evolves. Our projected start date for Phase Two is late June/early July.

Phase Three

We do not have a projected start date for Phase Three at this time. As communication from the state and local officials progresses a date will be determined. Once Phase Three has commenced, we hope to be returning to the normal operation of our branches and continue our strict health and safety measures until such time as they are no longer necessary.

Ongoing measures planned to ensure in-branch health and safety

To make Clinton Savings Bank a safe destination for employees and customers, we have already begun to implement regular enhanced cleaning and sanitization methods into our regular daily and weekly schedule. Some of the additional measures we will be taking include:

  • The Installation of social distancing enhancements such as directional signage and floor decals to help employees and customers maintain social distancing to keep 6ft apart  
  • Limiting the number of customers in a branch at one time
  • Installing plexiglass shields at all customer interaction locations as well as providing hand sanitizer stations in all lobbies 
  • Require all customers to wear masks prior to entering the Bank
  • Providing all staff Personal Protective Equipment (PPE) -- masks, gloves, tissues, and hand sanitizer
  • Allow front line staff regular handwashing breaks and have wipes to sanitize frequently touched surfaces

For today

At Clinton Savings Bank, providing our customers with a “beyond banking” experience has always been our goal. Though our face-to-face relationship with you may be “on hold” for now, we do want to remind you of our online and mobile suite of enhanced banking tools. You can access your account(s), open a deposit account, apply for a mortgage or any consumer loan and of course get information regarding commercial loans. We have made important investments in our online banking platform to provide you with ease-of-use and banking whenever and wherever you need it.

As we said at the start, we have great optimism as it pertains to getting our customers’ banking experience back to normal as soon as possible. Thank you for being a valued customer and for your patience. There may be bumps in the road as we move through our phased-in approach, and it may change along the way as this is unchartered territory for all of us. 

We will continue to keep you up to date. If you have any questions please call 978-365-3700 or visit us at


Coronavirus Tax Relief and Economic Impact Payments

To check on your eligibility for a cash payment or to check a payment status under the government's Coronavirus Tax Relief and Economic Impact Payments visit and click on 'where's my refund'.
If you have received an Economic Impact Payment Debit Card with your stimulus check pre-loaded, to avoid surcharges- you can use it to shop anywhere Visa Debit Cards are accepted: in-store, online or by phone, including paying bills. If you would like to get cash at a surcharge-free at any in-network ATM use the locator
For more information or to activate your card, please visit;


Paycheck Protection Program

Due to the high volume of inquiries for the Paycheck Protection Program (PPP) we are only accepting applications from CSB Business Customers. To apply please provide us with the information and we will contact you within 2 business days.

Apply Now



Update Friday, April 3, 2020

As the coronavirus physically impacts individuals in our worldwide, ill-intended scammers scheme for financial gain – please be aware.

Money Mules Scams – scammers send individuals a check and then tell them to send part of the money to someone else.

What To Do: Break off contact with the scammers and stop moving money for them, tell your bank and the wire transfer or gift card company that you may have used, report it to the Federal Trade Commission at


COVID Resources

Beware of Suspicious  E-mails

  1. Fraudulent e-mails about COVID-19 – if you receive emails about updates regarding COViD-19 use caution before opening. Make sure you know who it is from, look at the sender, subject line, and at the IP address. Some emails contain malicious attachments that install malware to potentially harm your computer.
  2. Emails disguised from hospitals -- an email asking to download an excel file to complete a form that you must take to the nearest hospital as you may have come in contact with a person having COVID-19. Once the attachment is opened hackers may then steal credentials and personal information and have access to recent sites that you may have visited.
  3. U.S. Department of Health and Human Services – emails that target supply companies requesting they provide medial protective equipment.

If you receive any suspicious emails DO NOT OPEN. If you have any questions or need to report any information visit [email protected]



Effective Wednesday, March 18, 2020, all branch lobbies expect for the Clinton walk-up will be closed.

  • Drive-Up Banking ONLY will be accessible at all Clinton Savings Bank locations (with the exception of our 2 high school branches). Our walk up at our Clinton Church Street location will be open as well.
  • If your banking needs cannot be met through Drive-Up only banking (i.e. accessing your Safe Deposit Box), please contact your local CSB branch directly (click here for contact information) to make an appointment. 

Easy ways to bank while practicing social distancing.

  • Online & Mobile Banking: These tools will allow you to access and monitor your account, make transfers, pay bills, deposit checks and send money to others from the comfort of your home. If you don’t already utilize these convenient services, visit us at our website to enroll or download our mobile banking app for iPhone or for Android. 
  • ATM/Drive-Up: Avoid person to person contact by using our ATM or Drive-Up service, which is available at all of our locations. Please remember that these are public machines/equipment so sanitize your hands after usage. CSB is part of the Allpoint network with over 55,000 surcharge-free ATMS - just look for the Allpoint logo.
  • Apply Online: You can apply for loans, mortgages and even open a checking account all online!
  • Debit card or Visa card purchases are also recommended during this time to prevent the handling of money.

ATM Safety Tips

  • Guard your pin and always keep it a secret
  • Never leave your card laying around
  • Protect your ATM card as if it is cash
  • Be alert and think of your own safety when using an ATM 
  • Check ATM for any fraudulent devices attached
  • Keep records of your transactions

**These tips are meant to make you aware that although rare, ATM crime can happen. Preventing such a crime must be a cooperative effort between you and us.

We appreciate your cooperation and understanding during this time. If you have any questions, please feel free to contact your closest CSB branch.