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Updates & Important Information

October 11, 2021

Please note, all CSB branches will be closed Monday, October 11 in observance of Columbus Day. Mobile deposits submitted after 4pm on Friday, 10/8 will be available on Wednesday, 10/13. As always, you can access your account 24/7 on or on our mobile app.

September 14, 2021

The town of West Boylston has implemented a town wide mask mandate beginning this Wednesday, September 15. When visitng our West Boylston Branch, please wear your mask. We thank you for your understanding & cooperation during this time. For more information, click here.

Scheduled Maintenance

September 10

Please be aware that we will be performing maintenance updates on Sunday September 12th between 12:00 a.m. and 5:00 a.m. ET. During this time, Internet Banking, eStatements, Check Images, and Bank by Phone may not be available. All CSB ATMs will be functioning in a stand-in mode of operation. As always, we appreciate your patience and understanding during that time.

August 8, 2021

Fraud Alert - callers pretending to be from Clinton Savings Bank

People lose a lot of money to phone scams — sometimes their life savings. Scammers have figured out countless ways to cheat you out of your money over the phone. In some scams, they act friendly and helpful as a CSB employee. In others, they might threaten or try to scare you. One thing you can count on is that a phone scammer will try to get your money or your personal information to commit identity theft. Don’t give it to them. 

As a reminder if you recevie a phone call please check your caller ID - we will never ask for personal information. If you recieve a call and think it is fraud please contact us at 978-365-3700.  

PPP- Round 2 Forgiveness

August 6, 2021

Paycheck Protection Program (PPP) loans with Clinton Savings Bank that are eligible for forgiveness may start the application by accessing the Clinton Savings Bank PPP dedicated portal, select the applicable SBA approved application 3508 S, 3508 EZ or 3508 Full and submit verification documents for payroll cost as well as other expenses.    
If you need assistance or have any questions, Majlinda Haxhiaj is available to assist you with your application and can answer questions that you may have about the application process. Please feel free to contact her at 978-365-8932 or email [email protected].


COVID-19 Mask Requirement Update

June 1, 2021

Effective June 1st, 2021, if you are fully vaccinated you are not required to wear a mask entering the Bank. For safety purposes - if you have not been fully vaccinated we ask that you wear a mask when entering the Bank.

Paycheck Protection Program (PPP-2) Loan Application Exhaustion

The Small Business Administration announced on 5/4/2021 that the Paycheck Protection Program funding has been exhausted and that the PPP applications will no longer be accepted. If you have an application in process with us and you need assistance please contact Majlinda Haxhiaj VP, Commercial Relationship Manager, at 978-365-8932, or email [email protected].

Paycheck Protection Program (PPP-2) Loan Application Extension

April 1, 2021

On March  30th, 2021 President Biden signed into law H.R. 1799, a bill extending the Small Business Administration’s Paycheck Protection Program. Banks may now accept PPP-2 applications from borrowers until May 31 or until funding for the program is exhausted.

If you have any questions regarding PPP-2 applications or wish to apply, please reach out to Majlinda Haxhiaj VP, Commercial Relationship Manager, at 978-365-8932, or email [email protected].

Paycheck Protection Program (PPP-2) Loan Application Deadline

March 17, 2021

The SBA deadline for submitting PPP-2 applications is March 31,2021. In order to allow us sufficient time to review new applications and complete the submission to the SBA, Clinton Savings Bank will no longer be accepting new PPP-2 applications after March 19, 2021 at 5:00 PM.

If you have already started an application, please finalize your PPP-2 application along with any necessary document uploads by Saturday March 20, 2021 at 12:00 pm.

If you have any questions regarding PPP-2 applications, please reach out to Majlinda Haxhiaj VP, Commercial Relationship Manager, at 978-365-8932, or email [email protected].

February 2, 2021

Please be aware that we will be performing maintenance updates on Sunday, February 7th from 3:00 am to 7:00 am on February 8th. During this time online banking and Bank by Phone will be unavailable. As always, we appreciate your patience and understanding. 

Paycheck Protection Program (PPP-2)

January 28, 2021

With the recent announcement from The U.S. Small Business Administration SBA and our ongoing commitment to helping small businesses recover, Clinton Savings Bank is now accepting PPP-2 applications for businesses that have been in operation since February 15, 2020 whether they have participated in the PPP program in 2020 or not.

December 21, 2020

Congress passed the Consolidated Appropriations Act, 2021, (the “Relief Act.”)  The Relief Act provides for a new round of PPP loans (PPP-2) containing provisions targeted to help smaller businesses with a second round of PPP loans and offering the potential for additional funding to borrowers with existing PPP loans. As part of our ongoing commitment to helping small businesses recover, Clinton Savings Bank will continue to help small businesses maximize their loan forgiveness opportunity. As soon as more information becomes available on PPP-2 loans all CSB business customers will be receiving a notification via e-mail.

Apply for a Home Mortgage Loan

In the market for a new home or looking to refinance? Apply for a home mortgage loan with us. It's easy to apply online or call Our Mortgage Originators. To make your Mortgage experience even easier, you can now upload any documents in the portal. 

Tips for Consumers Regarding the Federal Economic Impact Payments:

Under the new law, individuals with incomes up to $75,000, heads of household with incomes up to $112,500 and families with incomes up to $150,000 will receive the EIPs in the coming days. Our member institutions are taking steps to respond to the needs of individual and business customers directly affected by the pandemic, and they are ready to help their customers get access to the EIPs quickly, securely and safely.

For most consumers, the IRS will calculate and automatically send their payments via direct deposit into their bank accounts. The IRS already has direct deposit information for millions of Americans from the first round of EIPs in April and the agency provided internet portals that allowed recipients to register their banking information to receive payments electronically. We expect them to offer this service again, but we are awaiting official confirmation. For the most up-to-date information, consumers should visit

To protect your funds  we recommend that customers with existing bank accounts have their EIPs deposited directly into their CSB account. If you do not have a bank account you can open one with CSB so that in the future any additional funds that you may receive you will have access to your money faster than if you wait for a paper check to arrive. If you do receive a paper check, consider depositing it using your smart phone or tablet using our remote deposit option.

To check if funds have been depoisted into you CSB account you can log into online banking, use our mobile app that can be downloaded from the App Store or set up Secure Alerts through our online platform. Secure Alerts lets you know activity on your account by sending you a text message, email, or to your online bankng message center.  


Branch Lobby Update:

Effecive November 27th: Access to our branch lobbies is temporatily by appointment only.

At Clinton Savings Bank our top priority is the health and safety of our employees, customers and communities we love. With the ongoing COVID-19 pandemic, our responsibility is to proactively respond to the increasing number of positive cases in our communities as well as concerns presented by our local and state government. Therefore, we have made the decision to limit customer access to our branch lobbies to appointment only effective November 27th. All drive-up locations will remain open.



Update Thursday, July 2, 2020 

Our phased-in approach to re-opening to normal operations

We’re happy to inform you that beginning Monday, September 14th, all of our branch lobbies (excluding school branches) will be open Monday – Friday from 9am to 4pm and Saturday 9am till noon! (click on Phase Two below for more information). Our coin machines will also now be available for customers to use. 

Our overriding plan is to carefully resume normal operations on-site and in all of our branches in a thoughtful and careful way in the near future, with the health and well-being of our employees and customers at the forefront of our thinking. 


Phase One

As with each phase, we will follow state and local guidelines as closely as possible. In Phase One, although you have not had open access to our branch lobbies, you have been able to conduct all of your banking needs through our drive-up bankingas well in-person appointments and by phone. 

Phase Two - Branch re-opening

In Phase Two, Monday, July 6th, the lobbies of our Berlin, Bolton, Boylston, Clinton, Sterling and West Boylston branches will be open!  And as always, you have the option of getting all your banking done at any of our branch drive-ups, online using our online banking tools and mobile app, in person by appointment or by phone.

  • Because your safety and the safety of our employees is of the utmost concern, when you enter the lobby…
  • You will be required to wear a mask 
  • You will be met by a greeter and will be asked for ID and to briefly lower your mask for identification purposes -- please have your ID ready for the greeter

We will be limiting the number of customers inside the lobby at any one time for the foreseeable future, so longer wait times may occur, we appreciate your patience and understanding. You may contact your local branch for an appointment.

To further ensure your peace of mind, you will notice several safety enhancements that we have made to our lobbies. These include…

  • Sanitization stations 
  • Directional signage 
  • Floor decals to help maintain social distancing 
  • Plexiglass shields at the Relationship Banker stations 

Phase Three

We do not have a projected start date for Phase Three at this time. As communication from the state and local officials progresses a date will be determined. Once Phase Three has commenced, we hope to be returning to the normal operation of our branches and continue our strict health and safety measures until such time as they are no longer necessary.

Ongoing measures planned to ensure in-branch health and safety

To make Clinton Savings Bank a safe destination for employees and customers, we have already begun to implement regular enhanced cleaning and sanitization methods into our regular daily and weekly schedule. Some of the additional measures we will be taking include:

  • The Installation of social distancing enhancements such as directional signage and floor decals to help employees and customers maintain social distancing to keep 6ft apart  
  • Limiting the number of customers in a branch at one time
  • Installing plexiglass shields at all customer interaction locations as well as providing hand sanitizer stations in all lobbies 
  • Require all customers to wear masks prior to entering the Bank
  • Providing all staff Personal Protective Equipment (PPE) -- masks, gloves, tissues, and hand sanitizer
  • Allow front line staff regular handwashing breaks and have wipes to sanitize frequently touched surfaces

For today

At Clinton Savings Bank, providing our customers with a “beyond banking” experience has always been our goal. Though our face-to-face relationship with you may be “on hold” for now, we do want to remind you of our online and mobile suite of enhanced banking tools. You can access your account(s), open a deposit account, apply for a mortgage or any consumer loan and of course get information regarding commercial loans. We have made important investments in our online banking platform to provide you with ease-of-use and banking whenever and wherever you need it.

As we said at the start, we have great optimism as it pertains to getting our customers’ banking experience back to normal as soon as possible. Thank you for being a valued customer and for your patience. There may be bumps in the road as we move through our phased-in approach, and it may change along the way as this is unchartered territory for all of us. 

We will continue to keep you up to date. If you have any questions please call 978-365-3700 or visit us at


Coronavirus Tax Relief and Economic Impact Payments

To check on your eligibility for a cash payment or to check a payment status under the government's Coronavirus Tax Relief and Economic Impact Payments visit and click on 'where's my refund'.
If you have received an Economic Impact Payment Debit Card with your stimulus check pre-loaded, to avoid surcharges- you can use it to shop anywhere Visa Debit Cards are accepted: in-store, online or by phone, including paying bills. If you would like to get cash at a surcharge-free at any in-network ATM use the locator
For more information or to activate your card, please visit;


Paycheck Protection Program (PPP) Forgiveness

August 10, 2020

Clinton Savings Bank has created an online portal to provide access to the application for loan forgiveness. If you received your PPP funds through CSB, we will send you an email invitation to access the online application. As a reminder, we will not accept paper applications. 

Once you have completed your application, we will then submit the application to the SBA, which has 90 days to review and respond to Clinton Savings Bank. We will contact you as soon as we hear from the SBA. 

The SBA will no longer provide PPP loans after August 8, 2020. The forgiveness application on our web site will be available only for customers that received a PPP loan from Clinton Savings Bank.



Update Friday, April 3, 2020

As the coronavirus physically impacts individuals in our worldwide, ill-intended scammers scheme for financial gain – please be aware.

Money Mules Scams – scammers send individuals a check and then tell them to send part of the money to someone else.

What To Do: Break off contact with the scammers and stop moving money for them, tell your bank and the wire transfer or gift card company that you may have used, report it to the Federal Trade Commission at


COVID Resources

Beware of Suspicious  E-mails

  1. Fraudulent e-mails about COVID-19 – if you receive emails about updates regarding COViD-19 use caution before opening. Make sure you know who it is from, look at the sender, subject line, and at the IP address. Some emails contain malicious attachments that install malware to potentially harm your computer.
  2. Emails disguised from hospitals -- an email asking to download an excel file to complete a form that you must take to the nearest hospital as you may have come in contact with a person having COVID-19. Once the attachment is opened hackers may then steal credentials and personal information and have access to recent sites that you may have visited.
  3. U.S. Department of Health and Human Services – emails that target supply companies requesting they provide medial protective equipment.

If you receive any suspicious emails DO NOT OPEN. If you have any questions or need to report any information visit [email protected]



Easy ways to bank while practicing social distancing.

  • Online & Mobile Banking: These tools will allow you to access and monitor your account, make transfers, pay bills, deposit checks and send money to others from the comfort of your home. If you don’t already utilize these convenient services, visit us at our website to enroll or download our mobile banking app for iPhone or for Android. 
  • ATM/Drive-Up: Avoid person to person contact by using our ATM or Drive-Up service, which is available at all of our locations. Please remember that these are public machines/equipment so sanitize your hands after usage. CSB is part of the Allpoint network with over 55,000 surcharge-free ATMS - just look for the Allpoint logo.
  • Apply Online: You can apply for loans, mortgages and even open a checking account all online!
  • Debit card or Visa card purchases are also recommended during this time to prevent the handling of money.

ATM Safety Tips

  • Guard your pin and always keep it a secret
  • Never leave your card laying around
  • Protect your ATM card as if it is cash
  • Be alert and think of your own safety when using an ATM 
  • Check ATM for any fraudulent devices attached
  • Keep records of your transactions

**These tips are meant to make you aware that although rare, ATM crime can happen. Preventing such a crime must be a cooperative effort between you and us.

We appreciate your cooperation and understanding during this time. If you have any questions, please feel free to contact your closest CSB branch.