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The world is getting faster. In this 24/7, real-time society, shouldn't your money move faster too? Well, now it does.
New developments from the payments industry mean that effective September 15, 2017 both electronic debits and credits may post to your account as soon as the same day you authorize it.
When you authorize a merchant or biller to debit or credit your account, the merchant or biller should include information about the timing of the transaction. Depending on how the merchant processes the transaction, it could post to your account the same day.
As money moves faster, you want to stay on top of it, so you know where it's going and how much you have at your fingertips. You should always have sufficient funds in your account to cover every transaction you make, authorize, or initiate, and you should frequently review your account activity.
This is why Clinton Savings Bank encourages you to "Check@5".
If you get into the habit of checking your account balance at 5 p.m. every day, you always know where you stand. In addition, CSB offers tools to help you stay on top of your account balance, including online and mobile banking. Remember to Check@5 to take charge of your finances.